Autor: Sally Mann – subject matter expert
- The Federal Bureau of Investigation (FBI) reports that, in the United States, a vehicle is stolen every 28.8 seconds. The FBI also reports that 1,095,769 motor vehicles were reported stolen in 2007, with an average value $6,755 each, and that vehicle theft is the top property crime in the country costing $7.4 billion annually.
- In 2008, in cities of 100,000 people, FBI preliminary reports show that there were just under a half million motor vehicle thefts.
- Nationally, the Federal Highway Administration reports that there is about 1 in 210, or half percent chance a vehicle will be stolen. This of course has made it more difficult to obtain cheap auto insurance premiums over the years. In Modesto, California, ranked worst in the nation, 829 cars are stolen for every 100,000 people.
- The top 10 worst areas for auto theft as reported by the National Insurance Crime Bureau (NICB) are:
1. Modesto, CA
2. Laredo, TX
3. Yakima, WA
4. San Diego/Carlsbad/San Marcos, CA
5. Bakersfield, CA
6. Stockton, CA
7. Las Vegas/Paradise, NV
8. Albuquerque, NM
9. San Francisco/Oakland/Fremont, CA
10. Fresno, CA
As you can imagine, getting cheap auto insurance in these cities is very difficult.
- For the fifth year in a row, auto thefts have decreased. An 8.1% drop was seen from 2006 to 2007 and 13.1% from 2007 to 2008 (Federal Bureau of Investigation). FBI statistics for 2008 show a 10.5% drop was seen in metropolitan areas and a 6.4% in non-metropolitan areas. The largest drop was experienced in populations from 250,000 to 499,999.
- According the Insurance Information Institute, 12.6% of thefts resolved by an arrest or cleared by “exceptional means” (perpetrator dies, victim refuses to pursue action, etc.) in 2007.
- The FBI Uniform Crime reports show that he South accounted for the largest portion of auto thefts at 36.4%, completing the field, 35.7% in the West, 18.2% in the Midwest and 9.8% in the Northeast. Expressed in terms of vehicles stolen per 100,000 people, the West had the highest rate at 557.4, followed by 360.9 in the South and 300.4 in the Midwest. The Northeast came in at 195.7 vehicles stolen per 100,000 people.
- Department of Justice reports that carjacking accounted for 3.0 percent of all motor vehicle thefts, based on Department of Justice data. As expected they occur most frequently in urban areas.
- In a survey conducted by the Opinion Research Corporation, Although 79% of Americans lock their vehicles and 93% don’t leave spare keys in the vehicle, 33% of Americans say that they have left their running car unattended and nearly 50% have left mail, including 33% who have left bank statements. The negative practices can exacerbate an auto theft into identity theft, as well.
- NICB reports that 8 of the top 10 “most stolen” vehicles are 10 years old or older in model year.
- The Top 10 Most Stolen Vehicles
1. 1994 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1997 Ford F-150 Pickup
5. 2004 Dodge Ram Pickup
6. 2000 Dodge Caravan
7. 1996 Jeep Cherokee/Grand Cherokee
8. 1994 Acura Integra
9. 1999 Ford Taurus
10. 2002 Ford Explorer